FINANCIAL LEARNING
Money in a Growing Family 05 25 22
ESTIMATED 2MIN READ Buying life insurance - when is the right time? One common financial instrument that is recommended for new parents is life...
My personal journey in a blended family 05 25 22
My personal journey in a blended family ESTIMATED 1MIN READ The cycle of life often brings us transition periods. These periods can be positive...
SDP Where Our Journey Takes Us 08 03 22
So You Think You Want to Retire? I think I can still be of value in a lot of ways, but probably different from what I have primarily done in the...
SDP Where Our Journey Takes Us 07 06 22
My personal journey in a blended family ESTIMATED 1MIN READ One important financial planning aspect of bringing two families together in a blended...
SDP Where Our Journey Takes Us 06 08 22
My personal journey in a blended family ESTIMATED 2MIN READ There is no lack of hurdles and challenges in bringing two separate and distinct...
SDP Where Our Journey Takes Us 05 11 22
3 Estate Challenges for Blended Families ESTIMATED 2MIN READ Preparing your estate can be complicated, and if you’re a part of a blended family,...
SDP Where Our Journey Takes Us 05 25 22
My personal journey in a blended family ESTIMATED 1MIN READ The cycle of life often brings us transition periods. These periods can be positive...
Paying Off Your Home
MANAGING YOUR MONEY LIKE IT'S THE 50'S Many Americans still believe that paying off their home or sending extra mortgage payments each month is a...
You Can’t Eat Your Home
STOP MANAGING YOUR MONEY LIKE IT'S THE 50's! In my last editorial, I began making the case about why a person might NOT want to pay off their home...
So You Think You Want to Retire?
It was simple. I didn’t want to retire. I had not considered it. That’s when I was in my mid-60s. My Social Security retirement date was age 65,...
The Inflation Dilemma
Conrad Slate | March 25, 2022 Inflation is a hot topic today. At an annual rate of about 8% as of this blog, it is at a 40 year high. Remember the...
The Business Cycle
INVESTMENT READ TIME: 3 MINWhat has upswings and downturns, troughs, peaks, and plateaus? Though such terms could easily describe a roller coaster...
A Decision Not Made Is Still a Decision
INVESTMENT READ TIME: 3 MINWhether through inertia or trepidation, investors who put off important investment decisions might consider the...
What Else Affects Your Retirement Benefits
SOCIAL SECURITY ADMINISTRATION Everyone’s retirement is unique. Beyond deciding when to begin receiving retirement benefits, other factors that can...
Deciding When To Start Retirement Benefits
SOCIAL SECURITY ADMINISTRATION Choosing when to start receiving retirement benefits is a personal decision. If you choose to retire and begin...
Planning For Retirement
SOCIAL SECURITY ADMINISTRATION Planning is the key to creating your best retirement. You’ll need to plan and save for years to achieve your...
How Retirement Benefits Work
SOCIAL SECURITY ADMINISTRATION Social Security replaces a percentage of your pre-retirement income based on your lifetime earnings. The portion of...
When Should I Start Social Security? Part II
written by, Conrad Slate The most misunderstood but highly important factor is the advantage of waiting. It is not for everyone, but each month you...
When Should I Start Social Security? Part I
written by Conrad Slate That is one of the most common questions we hear in our planning process. The following statements are common when...
Long-Term Care Coverage Demystified
BLOG POST BY: Will Parrish Here are some facts and fiction about Long-Term Care that you'll find in many reports. The points I broke out are where...
Types of Long-Term Care Facilities
Types of Facilities The range of housing options and varying levels of care offered within senior communities help ensure that every senior will...
Required Minimum Distribution Calculator
IMPORTANT: The Coronavirus Aid, Relief, and Economic Security Act (CARES) Act of 2020 contains provisions providing a temporary waiver of RMDs for...
Ready, Set, RMDs Are Back On Track For 2021
The year 2020 is one of the most eventful in recent times, and changes to the rules that govern retirement accounts are no exception. One of these...
IRS announces rollover relief for required minimum distributions from retirement accounts that were waived under the CARES Act
content from the Internal Revenue Service website IR-2020-127, June 23, 2020 WASHINGTON — The Internal Revenue Service today announced that anyone...
Retirement Plan and IRA Required Minimum Distributions FAQs
Content Provided By Internal Revenue Service Website The Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE Act) became law...
How to Calculate Required Minimum Distribution (RMD)
Required minimum distributions (RMDs) are withdrawals you have to make from most retirement plans (excluding Roth IRAs) when you reach the age of 72...
RMD Rules for Inherited IRAs
If you've inherited an IRA, learn about the required minimum distributions (RMDs) you may need to take soon, as well as how RMDs work in the long...
Retirement Topics — Required Minimum Distributions (RMDs)
You cannot keep retirement funds in your account indefinitely. You generally have to start taking withdrawals from your IRA, SIMPLE IRA, SEP IRA, or...
Required minimum distributions (RMDs)
When you reach age 72,* you're required to withdraw a certain amount of money from your retirement accounts each year. That amount is called a...
What Is a Fiduciary?
In legal terms, a fiduciary is an individual or organization that has taken on the responsibility of acting on behalf of another person or entity...