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What Else Affects Your Retirement Benefits

What Else Affects Your Retirement Benefits

SOCIAL SECURITY ADMINISTRATION Everyone’s retirement is unique. Beyond deciding when to begin receiving retirement benefits, other factors that can affect your benefits include whether you continue to work, what type of job you had, and if you have a pension from...
Deciding When To Start Retirement Benefits

Deciding When To Start Retirement Benefits

SOCIAL SECURITY ADMINISTRATION Choosing when to start receiving retirement benefits is a personal decision. If you choose to retire and begin receiving benefits when you reach your full retirement age, you’ll receive your full benefit amount. We will reduce your...
Planning For Retirement

Planning For Retirement

SOCIAL SECURITY ADMINISTRATION Planning is the key to creating your best retirement. You’ll need to plan and save for years to achieve your retirement goals. While many factors affect retirement planning, we want you to understand what Social Security can mean to you...
How Retirement Benefits Work

How Retirement Benefits Work

SOCIAL SECURITY ADMINISTRATION Social Security replaces a percentage of your pre-retirement income based on your lifetime earnings. The portion of your pre-retirement wages that Social Security replaces is based on your highest 35 years of earnings and varies...
When Should I Start Social Security? Part II

When Should I Start Social Security? Part II

written by, Conrad Slate The most misunderstood but highly important factor is the advantage of waiting.  It is not for everyone, but each month you wait beyond your Social Security Full Retirement Age (FRA) your benefit increases 2/3 of one percent.  That’s a...