FINANCIAL LEARNING
Annuity: What is an Annuity
Annuity: What is an Annuity Annuities Annuities are insurance contracts that provide a fixed income stream for a person’s lifetime or a specified...
Annual Financial To Do List
Annual Financial To-Do ListThings you can do for your future as the year unfolds. What financial, business, or life priorities do you need to...
How Wealthy Investors Look for a Financial Advisor
It’s a common assumption that wealthy individuals already have financial advisors assisting them, making them difficult to engage as prospects. But...
Understanding Whole Life Insurance
Whole life insurance is one type of permanent life insurance that can provide lifelong coverage. It provides a variety of guarantees, which can be...
How To Manage Financial Risk Starting A Business In Retirement
Modern retirement is no longer a career-ending event, but instead, often a professional reinvention. “For many people, retirement is a time to take...
I.R.S. Free File For Retirees and Seniors
WASHINGTON – Seniors and retirees whose incomes are under $69,000 a year should explore IRS Free File for free online tax preparation. Seniors are...
How the SECURE Act Will Affect Business Owners
The SECURE Act was passed at the end of 2019, and with it came a variety of unintended and unexpected consequences surrounding tax planning. The tax...
Five Reasons To Get Life Insurance Now
From landing your first real job to living in your own apartment to balancing your own budget, adulting can be hard. It’s easy to get caught up...
How To Keep Your Retirement Account Safe From Cybercriminals
Hackers are targeting new types of financial accounts, including customer reward programs and retirement plans. The thought of losing your life...
FOMC Raises A Special Interest Rate On Bank Reserves
WASHINGTON (MarketWatch) - The Federal Reserve left its benchmark short-term interest rate unchanged again in January, but it did slightly raise a...
Brexit Done: How It Happened and What’s Next
LONDON and WASHINGTON -- It took one referendum, two general elections, three prime ministers and nearly four years, but on Friday, the U.K. will...
Avoid Three Estate Planning Mistakes
Planning for death is like any other transition of life, except this is one we can make easier for our loved ones. Don’t let the process of settling...
Succession Planning Strategies For The New Year
With a new year on the horizon, it’s natural to start thinking about potential resolutions for 2020. Unfortunately, more than three-quarters of...
Should You Buy Digital Smart Locks For Your Home?
Charlotte Pfahl, 68, prefers using an old-school mechanical key to access her New York City apartment. So when her landlord modernized the building...
Women Should Be Her Own Chief Financial Officer
Over the past two decades, I have specialized in advising women in moments of transition. This has given me the unique opportunity to observe...
Creating A Private Foundation
Starting an organization to pursue your philanthropic passions can add a new level of meaning to your life—as long as you know how to avoid the...
What If You Die Young Protect Your Family In Three Easy Steps
What SBO’s Should Know About Wrongful Termination Lawsuits
Employment discrimination and wrongful terminations are one of the most common types of lawsuits filed against small businesses. These violations...
Retiree FAQ: Is Social Security Keeping Up With Rising Costs
One of the most asked about topics for any retirement planning professional is Social Security. It is one of the most important pieces of income for...
Hiring Picked Up In January
The numbers: The U.S. created a robust 225,000 new jobs in January to get off to a good start in 2020, reflecting surprising resilience in the labor...
These 3 Tax Myths Could Actually Hurt You
With tax season officially open as of Jan. 27, taxpayers may feel a familiar sense of anxiety. In fact, about 1 in 3 taxpayers told Credit Karma Tax...
12 Cheap and Simple Ways to Upgrade Your Life Insurance Policy
Though life insurance policies can often seem like a one-size-fits all financial arrangement, it’s really anything but. Beyond choosing basic policy...
Secure or Not Secure Part II
Is Your Retirement Really SECURE? Part II Written by Conrad Slate Do you know about the new SECURE Act? It’s the one passed by Congress in...
Secure or Not?
Secure or Not? written by Conrad Slate Do you remember when “we have to read it to see what is in it”? Well, we have a brand new law that will make...
Holiday Conversations With Your Children
by Conrad Slate I read a recent article that discussed how to use the time during the holidays to broach your estate plans with your children. It’s...
Retirement Wellness
Retirement Wellness Staying healthy could save you some money. How healthy a retirement do you think you will have? If you can stay active as a...
Your Year-End Financial Checklist
Your Year-End Financial Checklist Six aspects of your financial life to review as the year draws to a close. The end of the year can help remind us...
What Is Cash Value Life Insurance and How Does It Work?
What Is Cash Value Life Insurance and How Does It Work? Life insurance provides a death benefit for the policy's beneficiaries. Life insurance...
3 Lies People Tell Themselves About Estate Planning
3 Lies People Tell Themselves About Estate Planning People tend to avoid estate planning like it’s the plague, but no financial plan can be complete...
What Is Probate and How Can You Avoid It?
What Is Probate and How Can You Avoid It? Probate court can handle the distribution of an estate's assets, but there are ways you can avoid it....