FINANCIAL LEARNING
12 Retirement Planning Rules for People in Their 40s
Your 40s might be the most important decade when it comes to preparing for retirement. For one, you’ve likely hit your peak earning...
Is It Dementia
Dementia is currently an epidemic in America. Currently, more than 5 million Americans are living with Alzheimer’s, the most common form of...
Should Millennials Be Your Money Models?
Gen Y is doing some things right when it comes to saving & investing. Financially, Generation Y is often criticized for being risk...
Buying a House: The Five “Do’s & Don’ts” to Get a Mortgage
Getting a mortgage has become more difficult over the years. Here are some things you should and should not do to make the process...
TOP FIVE THINGS YOU Should do before moving in to a new home
Many homebuyers view their home as “a place to live.” More and more people though are looking to maximize the value of their purchase for resale...
Why Retirees Need Good Credit Scores
Careers & businesses end, but the need to borrow remains. We spend much of our adult lives working, borrowing, and buying. A good credit score...
Patience can be your ally when it comes to stock market investment.
I understand that with the recent behavior of the stock market, you may be getting impatient. You may be thinking: “What should I do? Should I do...
Life Insurance … Is It Time?
Have you been putting it off? According to the insurance industry group LIMRA and the nonprofit Life Happens, 43% of Americans have no life...
Keep Calm, Stay Invested
Expect more volatility, but avoid letting the headlines alter your plans. Recent headlines have disturbed what was an unusually calm stock market....
401(k) Plans for Healthcare Practice Employees
This may be one of the best things you can do for your financial health. If you had a chance to save hundreds of thousands of dollars over time at...
Money Milestones: This is how your finances should look in your 40s
Danny Kofke, a 41-year-old middle-school teacher outside of Atlanta, often looks at a picture of a family trip to Disney World from a few years ago...
Wow! Here’s How Many Seniors Claim Social Security at Age 70
Social Security is a program that forms the financial foundation for a majority of our nation's retired workers, and that's not expected to change...
Financial Planning and the Epidemic of Dementia: Preparing a Financial Plan
Asking the right questions before cognitive impairment (Alzheimer’s / dementia) sets in can make all the difference in a loved one’s life, and in...
Financial Planning and the Epidemic of Dementia: 10 Warning Signs of Alzheimer’s
These warning signs, provided by the Alzheimer’s Association, are not always a sign of Alzheimer’s; they could be the sign of a disease that is...
Financial Planning and the Epidemic of Dementia: Know the Stages of Cognitive Decline
Dementia, commonly referred to with the catch-all name Alzheimer’s, has reached epidemic levels in the United States. Alzheimer’s is the most common...
Local police departments restore peace of mind by phoning senior citizens once a day
Living alone can be tough for seniors. Some don’t have family nearby to check on them, and they worry that if they fall or suffer a medical...
Are Golf Carts a Safety Risk?
In some Sun Belt communities, retirees drive them off the links to run errands or eat out. While these electric vehicles are easy to operate and...
How Much of Your Retirement Savings Should You Withdraw Each Year?
When Fidelity Investments asked more than 1,000 pre-retirees to guess the percentage that retirement planners would recommend, 19% said 7-9% a year....
Should you pay your income taxes by credit card? Um, no
A big tax bill is like hay fever. You don’t want it, you try to avoid it — and then April rolls around and it hits you hard. Now you have to figure...
The big reason many retirees run out of money
If you’re in retirement now, or approaching it, you know there are many things to consider and many decisions to be made that will be important in...
Non-Cash Income IRS Requires To Be Reported On Your Taxes
At tax time, it's easy to remember your wages, since you receive a Form W-2. It's also easy to remember income reported on Forms 1099. You probably...
How Can You Make Your Retirement Money Last?
These spending and investing precepts may encourage its longevity. All retirees want their money to last a lifetime. There is no guarantee it will,...
Life Insurance with Long Term Care Riders
As conventional LTC policies grow costlier, alternatives have emerged. The price of long-term care insurance is really going up. If you are a baby...
Get ready for lower life insurance premiums
Some good money news rolled in with the New Year: Life insurance could be cheaper in 2017. New rules governing the back-end finances of insurance...
The Importance of Life Insurance Audit
Is it time to review your policy? Life insurance is hard. It’s hard to know if you have the right kind. It’s hard to know if you have enough. And...
The 60-Day IRA Rollover Rule
Will it apply to your retirement savings distribution? If you receive a distribution from your IRA or workplace retirement plan, what will you do...
How to Use Life Insurance for Investing
Finding the right insurance to invest in – or use for long-term planning – can be complicated for many investors. Similar to an auto policy, a term...
How Much Do You Really Need To Retire? 4 Tough Questions To Ask
Although I like online retirement calculators, they can't tell you everything. There are a handful of wild cards that could mess you up. When...
5 financial moves every woman should make before 30
Adulting is rough. Especially when it comes to money. Navigating your first paycheck, paying for rent and health care on your own, saving for your...
Key Estate Planning Mistakes to Avoid
Too many people make these common errors. Many affluent professionals and business owners put estate planning on hold. Only the courts and lawyers...