by SDP Team | Sep 10, 2024 | budget
Sometimes the hardest thing about saving money is just getting started. This step-by-step guide can help you develop a simple and realistic strategy, so that you can save for all your short- and long-term goals. 1Record your expenses The first step to start saving...
by SDP Team | Sep 10, 2024 | budget
The holidays are coming, and the deluge of gift spending has already begun. And, with average seasonal spending hovering close to $1,000 per person(Opens Overlay), it’s not hard to see how the holidays can put a big hole in your budget. But with careful use of...
by SDP Team | Sep 10, 2024 | budget
Whether you are just starting out or in the thick of it, your savings journey is a lot like running a marathon: it’s a long trek and success takes sacrifice, encouragement, and determination. You have to fix your eyes on the final goal and will yourself to...
by SDP Team | Sep 10, 2024 | budget
These tips will help your student learn to stand on their own two feet. As your high school teenager prepares to leave the nest for college, you’re probably doing all you can to get them academically and socially prepared. But what about financial preparation?...
by SDP Team | Sep 10, 2024 | budget
Whichever method you choose, personal budgeting involves three basic routines: Track what you earn and what you spend. Work to keep the second number lower than the first. Lather, rinse, repeat each month. Unfortunately, just because budgeting is simple doesn’t mean...
by SDP Team | Sep 10, 2024 | budget
Budgeting. You know you should be doing it, but you probably aren’t. Why? Because it’s really difficult to estimate accurately what your expenses will be every month. Just taking a peek at your statements and seeing where your money is actually going can be scary....
