FINANCIAL LEARNING
When Is Social Security Income Taxable?
The answer depends on your income. Your Social Security income could be taxed. That may seem unfair, or unfathomable. Regardless of how you feel...
Why Should I Put My Home in a Living Trust?
Life is short. And while no one wants to focus on the end, forcing yourself to do so can ultimately makes things a bit easier for your loved...
You Risk a Ragged Retirement If You’re Counting On These Numbers
If you're relying blindly on hallowed personal finance averages—planning for 40 years of work, saving 15 percent of salary—you could be in for a...
How Can LTC Insurance Help You Protect Your Assets?
Plan to create a pool of healthcare dollars that you can use when the time comes. How will you pay for long-term care? At the moment, you may not be...
Volatility Is Not Risk
The two should not be confused. What is risk? To the conservative investor, risk is a negative. To the opportunistic investor, risk is a factor to...
How Will the Market Respond After the Election?
We may see some volatility, but equilibrium could quickly be restored. What will happen on Wall Street after November 8? We can shrug and say, “who...
7 Retirement Planning Steps Late Starters Must Make
Most Americans aren't saving enough for retirement — and worse, many are off to a late start. Since 2011, the annual percentage of U.S. workers with...
How Successful Couples Manage Their Money
Managing your own money can be hard enough, so throwing another person into the equation can make things downright chaotic, according to findings...
I’m divorced. Should I consider long-term care insurance?
If a person is near the age of fifty, and facing divorce, long-term care insurance becomes very important. Reaching the age of fifty alone is enough...
Long-Term Care Insurance Infographic
Compelling Argument For Long-term Care
Some of my clients have asked about protecting their assets in case of a nursing home stay or long term care scenario. They wonder if they need Long...
Just Do It: Quick Steps To Improving Your Finances
There are very few things that people delay more than taking steps to improve their finances. It’s cliché, but I frequently compare getting...
Fall Financial Reminders
Here are some important things to note as the year comes to a close. As every calendar year ends, the window slowly closes on some notable financial...
What Expenses Could Change When You Retire?
Some costs could rise, fall or even disappear. Your retirement may seem near at hand or far away, but one thing is certain: your future will differ...
Estate Planning Needs to Be on Your Retirement To-Do List
Death is not something people want to talk about. And that is probably one of the reasons so many people do not have an estate plan, or even a will....
Updating Your Estate Plan
When should you review it? What should you review? An estate plan has three objectives. The first goal is to preserve your accumulated wealth. The...
Could a Self-Directed IRA Help You Solve a Real Estate Issue?
It might prove to be a better choice than a 1031 exchange. Did you know you can buy & sell real estate using a tax-deferred retirement account?...
What’s Important To You When Engaging A Financial Planner
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How to Talk to Your Kids About Money When You Have a Lot of It
Be transparent about your wealth. Determining how much to share about your finances with your kids and when to do so can be a tough call. Many...
What’s Your Dream Future Look Like?
Me and the guys at SDP have spent years asking people “What does retirement look like?” or “What are your goals and dreams for the future?” It’s...
2016 Retirement Plan Contribution Limits
Tame yearly inflation means very little change. Over the past 12 months, consumer prices have increased very little. The latest Consumer Price Index...
When Should I Begin to Take Social Security?
With the recent changes (April 2016) in some of the rules for drawing Social Security, a lot of good plans for retirement income have been dashed on...
Burdens: What is the real cost of inaction?
No one WANTS to be a burden to their family or loved ones. Planning for our advanced years reveals several areas where we could become a burden...
October Is National Financial Planning Month
Saving is a great start, but planning to reach your financial goals is even better. Are you saving for retirement? Great. Are you planning for...
Gen X retirement plans: Still time to catch up
What’s working Like their baby boom elders, many working Gen Xers have heard and acted on the message that they need to save for retirement. More...
5 Ways to Free Yourself from Being Frozen in Fear
By: Shan White Fear is a normal human emotion. We all experience it, know what it feels like, and have, at times, been overcome by it. So, you are...
Finding new ways to hide travel fees
When you travel, there's a fee for everything. Change an airline ticket, pay a fee. Forget to fill your car rental gas tank, pay a fee. Cancel your...
Do Our Biases Inhibit Our Retirement Savings Efforts?
They may affect our attempts to build wealth. Picture an 18-wheeler, its 4,000-cubic-foot cargo trailer filled to capacity with stacks of $100...
Filial Responsibility Laws
Could you be required to provide financial support to your parents? Imagine your parents outliving their money. A terrible thought, right? Should...
