FINANCIAL LEARNING
What is coinsurance? And other health insurance mysteries explained
Health insurance. You know you need it, but navigating through the terms and coverage explanations can be ridiculously confusing. But if...
Ways to Fund Special Needs Trusts
A look at the different options & strategies. If you have a child with special needs, a trust may be a financial priority. There are...
Why Life Insurance Will Always Matter in Estate Planning
With or without the estate tax, it addresses several key priorities. Every few years, predictions emerge that the estate tax will...
New Rule, Nicer Returns?
Could the new fiduciary rule effectively enhance portfolio performance for retirement savers? A change is coming. The Department of...
4 Errors to Avoid With Your Life Insurance
This content is made possible by our sponsor; the views and opinions expressed herein are the views and opinions of the author and do...
The Many Benefits of a Roth IRA
Why do so many people choose it rather than a traditional IRA? The Roth IRA changed the whole retirement savings perspective. Since its...
How the Tax Reforms Will Take Effect
Some of the impact of the Tax Cuts & Jobs Act will be felt later than January 1. President Donald Trump signed the Tax Cuts &...
Money Habits That May Help You Become Wealthier
Financially speaking, what do some households do right? Why do some households tread water financially while others make progress? Does...
Life Insurance Products with Long Term Care Riders
Are they worthwhile alternatives to traditional LTC policies? The price of long-term care insurance has really gone up. If you are a...
The Best Age to Buy Long-Term Care Insurance
You might not want to think about how you'd pay for an assisted living facility or nursing home stay when you're only in your 50s. After...
Want to bet on bitcoin? Be prepared to lose all
Bitcoin just made the Winklevoss twins paper billionaires. Might it do the same for you? Last Thursday, the explosively appreciating...
3 Reasons to File for Social Security On Time
A key decision that most American retirees need to make is when to start collecting Social Security benefits. You can begin receiving...
5 Retirement Struggles Nobody Talks About — And How to Beat Them
If you have ever sat down with a financial planner, you know that one of the main questions that comes up is, "How much income do you...
The Pivotal Mistakes That Cripple Family Wealth
We all want to be wise with our money, but doing so is a lot harder than most people realize. Studies show that most people save too...
Why Do You Need A Financial Planner
We take a team approach to managing your wealth. Why Do I Need a Financial Advisor? Not everyone does! OK, now that is said...
I Can’t Focus
Just a few days ago Brenda told me about picking up Miles, my youngest grandson, age 4, at preschool. They have to pull up to the...
Talking to Your Heirs About Your Estate Plan
They should not be left ill-informed or unaware. Talking about “the end” is not the easiest thing to do, and this is one reason why some...
Invest your way into health-care security
You can't possibly know what health care will look like in retirement, so prepare for the worst. The health savings account is "like a...
Set Specific Goals to Manage Your Wealth Better
When you make specific goals, you’ll find saving for them comes more naturally and you’ll be more likely to achieve them. While saving...
Best Retirement Plans for Small Businesses
The responsibilities of owning and operating a small business can be overwhelming at times. Every decision - from choosing printer paper...
Set Specific Goals To Manage Your Wealth Better
When you make specific goals, you’ll find saving for them comes more naturally and you’ll be more likely to achieve them. While saving...
Medicare Open Enrollment Ends Dec 7
Most beneficiaries have from Oct. 15 to Dec. 7 to decide on drug coverage and whether to switch from traditional Medicare to a Medicare...
Third-quarter GDP raised to 3.3% to mark fastest U.S. economic growth in three years
The numbers: The U.S. economy’s pace of growth in the third quarter was raised to 3.3% from 3% under the government’s latest revision to...
I’ve Been Diagnosed with Alzheimer’s” – Financial steps to take after a dementia diagnosis
If you or a family are member are facing a dementia* diagnosis, there are some financial steps that can be taken to empower everyone...
Online Wills – A Risky Choice
By: Samantha Parris, Attorney Would you risk your family’s future on a product with an 80% failure rate? Of course not. Legal Zoom, a...
Now is the Time to Make a Will
By: Samantha Parris, Attorney Do you want to decide who receives your property at your death and who takes care of your children, or do...
What is Supplemental Life Insurance and is it Worth the Cost?
Is supplemental life insurance worth the cost? Maybe, but private insurance might be better. Imagine you just landed a great new job....
90% of Americans don’t like to cook—and it’s costing them thousands each year
For some Americans, going out to dinner is a treat, planned and budgeted for. For others, it's just another Tuesday night. And...
How to financially prepare for medical costs during retirement
When envisioning your golden years, you likely have a long list of goals you’d like to achieve, from crossing destinations off your...
Business Owners Need to Focus More Time on Transition Planning, Survey Says
While most business owners realize the importance of transition planning, most say they are too busy running their business to think...