When Should I Take My RMD?

When Should I Take My RMD?

A common question we get every year is, “When should I take my RMD?”  Those of you who will be 70 ½ this year will have to take your first “RMD”. You may have been taking distributions before now, but the requirement now is a percentage (based on your age) as a...
Do Our Biases Inhibit Our Retirement Savings Efforts?

Do Our Biases Inhibit Our Retirement Savings Efforts?

They may affect our attempts to build wealth.    Picture an 18-wheeler, its 4,000-cubic-foot cargo trailer filled to capacity with stacks of $100 bills. The driver shuts and locks the trailer, closing the door on roughly $10 billion. Now imagine that truck driving off...