FINANCIAL LEARNING
10 Simple Habits of the Average Millionaire
Have you heard the one about the billionaire who lives in a modest home? Probably not, but we bet you know his name. It’s Warren Buffett. Yes, we...
10 Simple Strategies for Saving Money on Food
Food is a necessary cost – you can’t avoid feeding yourself and your family! Here are our Top 10 ways to cut some of the cost and put some of the...
Car Insurance: Drive Smart Save Smart
Drive Smart, Save Smart: 10 Proven Ways to Cut Costs on Car Insurance Introduction: Car insurance is a necessary expense for every driver, but...
Simple ways to save money for the future
How do I start saving money? Begin with expense tracking. The first step to start saving money is figuring out how much you spend. Keep track of all...
5 Habits of Financially Successful People
If you’re paying off student loans, saving for major goals (a home, car, wedding), and saving for retirement all at the same time, it can be...
How to Easily Understand Your Insurance Contract
There are certain types of insurance most people need to have. For example, if you own a home then homeowner's insurance may be standard. Auto...
Do You Have Too Much Debt?
Add up certain types of debt and compare the total to your income to see if it's a problem and how to proceed. Wondering if you have too much debt?...
Learn About Your Money in Small, Manageable Steps
So, you want to learn more about your money and make moves with it. Go you. Go easy on yourself, and start small It’s OK if you don’t save much or...
What to know about employee credit card policies
Employee credit card policies may help protect companies and employees from unintended use. Employee credit card policies generally define who can...
8 simple ways to save money
Sometimes the hardest thing about saving money is just getting started. This step-by-step guide can help you develop a simple and realistic...
How to master holiday gift giving… on a student budget
The holidays are coming, and the deluge of gift spending has already begun. And, with average seasonal spending hovering close to $1,000 per...
Deciding whether to renovate or move
Owning a home is a big part of the American dream, but what happens when you wake up in a house that doesn't quite fit your needs? Deciding whether...
How to save when you’re single
Depending on who you ask, you'll probably hear two descriptions of the single life: either it's a carefree romp filled with coffee dates, new faces,...
How to see savings success from the start with a virtual vision board
Whether you are just starting out or in the thick of it, your savings journey is a lot like running a marathon: it's a long trek and success takes...
8 Steps to get your kid financially fit before college
These tips will help your student learn to stand on their own two feet. As your high school teenager prepares to leave the nest for college, you're...
Mortgage: Everything you need to apply for a mortgage
Get the information to make the process easier When John Witkowski moved to Wisconsin in 2018, he felt confident that he'd be able to handle the...
How To Budget In 7 Simple Steps
Whichever method you choose, personal budgeting involves three basic routines: Track what you earn and what you spend. Work to keep the second...
Budget 101: debunking the 50-20-30 rule
Budgeting. You know you should be doing it, but you probably aren’t. Why? Because it’s really difficult to estimate accurately what your expenses...
What is the 50/30/20 budget rule?
Key takeaways If you’re looking to gain greater financial control and confidence, there’s never been a better time to check out the 50/30/20...
Monthly 50/30/20 Budget Calculator
Enter your monthly after-tax income into this free budget calculator to create a suggested budget. CALCULATOR How the 50/30/20 budget calculator...
How to Budget Money in 5 Steps
Divide your income among needs, wants, savings and debt repayment, using the 50/30/20 budget. If you have take-home pay of, say, $3,000 a month, how...
All Muni Bonds Are Not Created Equal
The city of Detroit emerged from bankruptcy in 2014. Still, its previous inability to pay investors left some questioning their long-held assumption...
Are You Prepared for an Estate Tax Sunset?
The federal estate tax threshold rose to $27.22 million in 2024 for married couples and $13.61 million for individuals as part of the Tax Cuts and...
Best-Performing Asset Classes
According to Yale University's Crash Confidence Index, only about 24% of investors are confident the stock market will not crash sometime during the...
Breaking Down the Parts of Medicare
Generally, the different parts of Medicare help cover specific services. Most beneficiaries choose to receive their Parts A and B benefits through...
Budget Check Up: Tax Time Is the Right Time
Every year, about 140 million households file their federal tax returns. For many, the process involves digging through shoe boxes or manila folders...
Building a Solid Financial Foundation
When you read about money matters, you may see the phrase, “getting your financial house in order.” What exactly does that mean? To some, when your...
Buying a Vacation Home? 5 Questions to Consider First
Purchasing a vacation home is a significant decision that involves more than just falling in love with a property in your favorite holiday spot. It...
Buying Auto Insurance For Teen Drivers
Driving may be a rite of passage for teenagers, but for parents, having a teenage driver can be stressful and expensive. Your child will need auto...
Buying vs. Leasing a Car
Some people approach buying a car like they approach marriage, "'til death do us part." Others prefer to keep their options open, trading in every...