FINANCIAL LEARNING
What Are Variable and Fixed Expenses? How Can I Budget for Them?
ARTICLE SUMMARY: Variable expenses are costs that fluctuate over time based on factors like usage, consumption, or price changes. Unlike fixed...
Self-Made Millionaires | 10 common money habits to copy
ARTICLE SUMMARY: Self-made millionaires often attribute their financial success to specific habits and disciplined routines. These practices,...
Early Retirement Success Story | 3 self-made millionaires
ARTICLE SUMMARY: In a CNBC article dated June 1, 2024, self-made millionaires who retired early shared their biggest financial regrets to help...
Retirement Story | I always planned to retire at 65
ARTICLE SUMMARY: Jennifer Sisson and her husband initially planned to retire at 65, following a traditional savings approach through 401(k)s and...
How to Plan for Part-Time Retirement
Saving for retirement as a part-time worker has become more accessible, thanks to provisions in the SECURE 2.0 Act. This legislation introduces...
Retirement Success Story | Retired at 55
ARTICLE SUMMARY: Frank Noble, an 86-year-old retiree from Porepunkah, Australia, shares his insights on achieving a fulfilling early retirement....
Can debt funds be used for retirement planning?
ARTICLE SUMMARY: The Outlook Money article "Why Are Debt Instruments Critical for Retirement Planning?" emphasizes the importance of incorporating...
What Is the 25x Retirement Rule?
ARTICLE SUMMARY: The 25x Rule is a straightforward guideline for estimating how much you need to save for retirement. It suggests that you should...
Taking The Mystery Out Of Retirement Planning
SUMMARY OF THIS RESOURCE: The U.S. Department of Labor's Employee Benefits Security Administration (EBSA) offers the "Taking the Mystery Out of...
How to plan for big purchases or financial goals?
PLANNING TOOL SUMMARY: The Consumer Financial Protection Bureau's (CFPB) "Your Money, Your Goals: Planning for Life Events and Large Purchases"...
5 Steps to Retirement Planning in 2025
ARTICLE SUMMARY: NerdWallet's article, "Retirement Planning: A 5-Step Guide for 2025," offers a comprehensive roadmap for individuals aiming to...
Retiree insurance & Medicare
The Medicare.gov article on "Retiree Insurance & Medicare" provides essential information for individuals transitioning from employer-sponsored...
What is your health insurance strategy for retirement?
The HealthCare.gov article on retiree health coverage outlines options for individuals who retire before age 65 and need health insurance. It...
What Is Retirement Planning? Steps, Stages, and What to Consider
ARTICLE SUMMARY: The Investopedia article "What Is Retirement Planning? Steps, Stages, and What to Consider" provides a comprehensive overview of...
Best Retirement Plans for April 2025
SUMMARY: NerdWallet's article "Best Retirement Plans for April 2025" offers a comprehensive overview of various retirement savings options,...
How Mutual Funds Can Be Used for Retirement
SUMMARY: The SmartAsset article "How Mutual Funds Can Be Used for Retirement" outlines the advantages of incorporating mutual funds into retirement...
Can You Have a Roth IRA and a 401(k)?
Yes, you can contribute to both a Roth IRA and a 401(k) in the same year, provided you meet the eligibility criteria for each account. In 2025, the...
IRAs (Roth and Traditional)
SUMMARY: The Vanguard article "Roth IRA vs. Traditional IRA: Rules & Tax Benefits" provides a comprehensive comparison between Roth and...
Is an IRA or a Roth better for retirement planning?
Here are the key takeaways from NerdWallet's article "Roth vs. Traditional IRA: Which Is Right For You?": Core Differences Between Roth and...
5 Money Habits of the Wealthy
Have you ever thought about how most millionaires made their money? Or even if you are in that same club, are you curious about your peers’...
8 smart money moves to make with $1,000 in savings
If you’re looking to improve your finances, saving money is a great place to start. Many financial experts recommend creating an emergency savings...
Smart Ways to Cut Costs During Your Home Buying Process
SOURCE: KWIK MORTGAGE The homebuying process can be costly, but with the right strategies, you can save a significant amount of money while still...
10 Smart Ways to Save Money on Your Next Car
These tips will help you get more for your money when you buy your next car. A car is a big ticket item, with the average price of a new car at the...
How to Save Money On Grocery Shopping
You’ve probably checked your grocery receipts and wondered how in the world a few bags of food could have costed you so much. Sometimes, you don’t...
How to Cut Spending
If you want to save more money, maybe to invest in retirement or add some cushion to your budget each month, one surefire way to do that is to cut...
The Common Habit of Successful Investors
Investing is often perceived as a complex and intimidating world, but it becomes more approachable when you understand the habits that can make you...
10 Financial Habits of Millionaires
Every day, individuals achieve success, with many ultimately building wealth. Those who consistently generate wealth develop habits that propel them...
7 Habits of Highly Effective Credit Card Users
You try to rake in big credit card rewards, avoid paying interest and keep your spending under control, but it feels like you’re running on a...
My Simple Retirement Guide (real life story inside)
In this guide, I’ll walk you through setting up a 401k and Roth IRA and explain their differences. I’ll also share the story of a couple who came on...
14 ways to save money on a tight budget
Key takeaways If you’re looking for realistic ways to save money, you might start by focusing on small changes first, such as making lunch at home,...