Monthly 50/30/20 Budget Calculator

Monthly 50/30/20 Budget Calculator

Enter your monthly after-tax income into this free budget calculator to create a suggested budget. CALCULATOR How the 50/30/20 budget calculator worksOur 50/30/20 calculator divides your take-home income into suggested spending in three categories: 50% of net pay for...
How to Budget Money in 5 Steps

How to Budget Money in 5 Steps

Divide your income among needs, wants, savings and debt repayment, using the 50/30/20 budget. If you have take-home pay of, say, $3,000 a month, how can you pay for housing, food, insurance, health care, debt repayment and fun without running out of money? That’s a...
All Muni Bonds Are Not Created Equal

All Muni Bonds Are Not Created Equal

The city of Detroit emerged from bankruptcy in 2014. Still, its previous inability to pay investors left some questioning their long-held assumption about the relative safety of municipal bonds. Without question, in the wake of Detroit’s troubles, gaining a...
Best-Performing Asset Classes

Best-Performing Asset Classes

According to Yale University’s Crash Confidence Index, only about 24% of investors are confident the stock market will not crash sometime during the next six months.1 If fear leads investors to avoid the entire investment class, they may limit their potential...