Do You Have Too Much Debt?

Do You Have Too Much Debt?

Add up certain types of debt and compare the total to your income to see if it’s a problem and how to proceed. Wondering if you have too much debt? Looking into your debt-to-income ratio can help answer your question. Add up your monthly debt obligations (things...
8 simple ways to save money

8 simple ways to save money

Sometimes the hardest thing about saving money is just getting started. This step-by-step guide can help you develop a simple and realistic strategy, so that you can save for all your short- and long-term goals. 1Record your expenses The first step to start saving...
How to master holiday gift giving… on a student budget

How to master holiday gift giving… on a student budget

The holidays are coming, and the deluge of gift spending has already begun. And, with average seasonal spending hovering close to $1,000 per person(Opens Overlay), it’s not hard to see how the holidays can put a big hole in your budget. But with careful use of...