Planning For Retirement

Planning For Retirement

SOCIAL SECURITY ADMINISTRATION Planning is the key to creating your best retirement. You’ll need to plan and save for years to achieve your retirement goals. While many factors affect retirement planning, we want you to understand what Social Security can mean to you...
How Retirement Benefits Work

How Retirement Benefits Work

SOCIAL SECURITY ADMINISTRATION Social Security replaces a percentage of your pre-retirement income based on your lifetime earnings. The portion of your pre-retirement wages that Social Security replaces is based on your highest 35 years of earnings and varies...
When Should I Start Social Security? Part II

When Should I Start Social Security? Part II

written by, Conrad Slate The most misunderstood but highly important factor is the advantage of waiting.  It is not for everyone, but each month you wait beyond your Social Security Full Retirement Age (FRA) your benefit increases 2/3 of one percent.  That’s a...
When Should I Start Social Security? Part I

When Should I Start Social Security? Part I

written by Conrad Slate That is one of the most common questions we hear in our planning process.    The following statements are common when considering the question above:  I looked at my statement and it’s only $XXX monthly difference if I start now.  Why wait...
Long-Term Care Coverage Demystified

Long-Term Care Coverage Demystified

BLOG POST BY:  Will Parrish Here are some facts and fiction about Long-Term Care that you’ll find in many reports. The points I broke out are where reports/articles etc. are misleading. These are generalities, not calculations, so I just explained them in the...