How Retirement Benefits Work

How Retirement Benefits Work

SOCIAL SECURITY ADMINISTRATION Social Security replaces a percentage of your pre-retirement income based on your lifetime earnings. The portion of your pre-retirement wages that Social Security replaces is based on your highest 35 years of earnings and varies...
When Should I Start Social Security? Part II

When Should I Start Social Security? Part II

written by, Conrad Slate The most misunderstood but highly important factor is the advantage of waiting.  It is not for everyone, but each month you wait beyond your Social Security Full Retirement Age (FRA) your benefit increases 2/3 of one percent.  That’s a...
When Should I Start Social Security? Part I

When Should I Start Social Security? Part I

written by Conrad Slate That is one of the most common questions we hear in our planning process.    The following statements are common when considering the question above:  I looked at my statement and it’s only $XXX monthly difference if I start now.  Why wait...
Long-Term Care Coverage Demystified

Long-Term Care Coverage Demystified

BLOG POST BY:  Will Parrish Here are some facts and fiction about Long-Term Care that you’ll find in many reports. The points I broke out are where reports/articles etc. are misleading. These are generalities, not calculations, so I just explained them in the...
Types of Long-Term Care Facilities

Types of Long-Term Care Facilities

Types of Facilities The range of housing options and varying levels of care offered within senior communities help ensure that every senior will find a perfect match—for their housing needs and for their lifestyle. Independent Living Apartments Independent living...