by SDP Team | May 25, 2016 | long-term care insurance
According to longtermcare.gov: Some average costs for long-term care in the United States (in 2010) were: $205 per day or $6,235 per month for a semi-private room in a nursing home $229 per day or $6,965 per month for a private room in a nursing home $3,293 per...
by SDP Team | May 25, 2016 | life insurance
Depending on your individual needs, the answer can vary. In general, the focus should be on finding the right AMOUNT of insurance within your budget. From there, length of term, benefits of building cash value, or applying death benefit to an estate plan can be dealt...
by SDP Team | May 25, 2016 | life insurance
Art and science are part of answering this question for yourself. One method is to ask yourself “What do I WANT to happen if I die right now?” Things that could come to mind include: Pay off the mortgage Provide “X” years of my income to my spouse Pay for college...
by SDP Team | May 25, 2016 | FAQ's
Along with your will there are other documents you might consider adding to your planning. The two most common are Medical and Durable Powers of Attorney. What happens if you become incapacitated and cannot make medical or financial decisions? Would there be an...
by SDP Team | May 25, 2016 | FAQ's
A quick internet search will bring up a long list of cases where someone died without a will leaving their family in turmoil. “But those articles are about rich people with a lot of money.” Not always. Almost everyone would benefit by having a will to maintain order...
