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Do I Need Other Legal Documents Besides A Will?

Do I Need Other Legal Documents Besides A Will?

Along with your will there are other documents you might consider adding to your planning.  The two most common are Medical and Durable Powers of Attorney. What happens if you become incapacitated and cannot make medical or financial decisions?  Would there be an...
Do I Need a Will?

Do I Need a Will?

A quick internet search will bring up a long list of cases where someone died without a will leaving their family in turmoil. “But those articles are about rich people with a lot of money.” Not always. Almost everyone would benefit by having a will to maintain order...
How Much Should I Save as an Emergency Fund?

How Much Should I Save as an Emergency Fund?

Also known as your “Unexpected Expenses Fund,” the emergency fund is an important part of your financial plan. The short answer is “anything is better than zero” and the amount that helps you sleep better at night is the “correct” amount. The rule of thumb is...
Is All Debt Bad?

Is All Debt Bad?

Not really. Debt against an asset that could appreciate, for example, real estate, can be good debt to hold for a variety of reasons. Interest could be tax deductible, and long-term interest rates could be low enough that leveraging the asset for a period of time may...