by SDP Team | Sep 10, 2024 | budget
Divide your income among needs, wants, savings and debt repayment, using the 50/30/20 budget. If you have take-home pay of, say, $3,000 a month, how can you pay for housing, food, insurance, health care, debt repayment and fun without running out of money? That’s a...
by SDP Team | Feb 1, 2024 | Money in A Growing Family
The city of Detroit emerged from bankruptcy in 2014. Still, its previous inability to pay investors left some questioning their long-held assumption about the relative safety of municipal bonds. Without question, in the wake of Detroit’s troubles, gaining a...
by SDP Team | Feb 1, 2024 | Financial Principles To Live By
The federal estate tax threshold rose to $27.22 million in 2024 for married couples and $13.61 million for individuals as part of the Tax Cuts and Jobs Act (TCJA). Like several TCJA provisions, the higher estate tax limit is due to sunset in 2025. Barring...
by SDP Team | Feb 1, 2024 | Financial Principles To Live By
According to Yale University’s Crash Confidence Index, only about 24% of investors are confident the stock market will not crash sometime during the next six months.1 If fear leads investors to avoid the entire investment class, they may limit their potential...
by SDP Team | Feb 1, 2024 | Financial Principles To Live By
Generally, the different parts of Medicare help cover specific services. Most beneficiaries choose to receive their Parts A and B benefits through Original Medicare, the traditional fee-for-service program offered directly through the federal government. It is...