by SDP Team | Apr 14, 2017 | Financial Planning
If you’re in your 20s or 30s and are taking the time to read this article, you’re a forward-thinker. According to the life insurance industry research group LIMRA, nearly 30 percent of millennials polled say that saving for a vacation is more important...
by SDP Team | Mar 15, 2017 | Risk Management
Too many Americans have no life insurance. Their loved ones may pay dearly for that choice. According to a recent Bankrate survey, 42% of Americans have no life insurance at all. They may not know that life insurance coverage has become much more affordable than it...
by SDP Team | Feb 10, 2017 | long-term care insurance
With the cost of long-term care insurance rising, they are gaining attention. Could these products answer a financial dilemma? Many high net worth households worry about potential long term care expenses, but they are reluctant or unable to buy long term care...
by SDP Team | Jan 20, 2017 | life insurance
In a two-parent household, both parents should have life insurance coverage, even if one of them does not work. If one spouse dies the money from the life insurance policy can help the surviving spouse pay for child care and education expenses.
by SDP Team | May 25, 2016 | life insurance
Depending on your individual needs, the answer can vary. In general, the focus should be on finding the right AMOUNT of insurance within your budget. From there, length of term, benefits of building cash value, or applying death benefit to an estate plan can be dealt...
