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If you’re in your 20s or 30s and are taking the time to read this article, you’re a forward-thinker.

According to the life insurance industry research group LIMRA, nearly 30 percent of millennials polled say that saving for a vacation is more important than purchasing life insurance.

Perhaps you’re curious about how life insurance works and how it could benefit you and the people you love. Maybe you’re a newlywed or a new parent. But whether you’re married or single, a parent yet or not, buying life insurance is sound financial planning.

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