Building an Emergency Fund

Building an Emergency Fund

Everyone should aim to have a cash reserve. We all would love to have a little extra cash on hand for emergencies. Saving up that cash can be a challenge – but with a little effort, that challenge can be met. Imagine a 30-year-old couple with no real savings. Let’s...
Focus

Focus

Focus!  Ben Franklin understood that magnification would help make images bigger.  He improved on glasses of the day by splitting the lens into two parts…one for seeing more distant objects and one for seeing closer objects better.  Neither single solution...