by SDP Team | Sep 10, 2024 | budget
Divide your income among needs, wants, savings and debt repayment, using the 50/30/20 budget. If you have take-home pay of, say, $3,000 a month, how can you pay for housing, food, insurance, health care, debt repayment and fun without running out of money? That’s a...
by SDP Team | Dec 6, 2019 | budget
Cash Flow Management An underappreciated fundamental in financial planning. You’ve probably heard the saying that “cash is king,” and that truth applies whether you own a business or not. Most discussions of business and personal “financial planning” involve...
by SDP Team | Jun 19, 2019 | budget
Home » Little Steps 100 Great Tips For Saving Money For Those Just Getting StartedNo matter where you are on your financial journey, you need to know that it’s possible for anyone to turn their financial life around. Sometimes all it takes is that first step in the...
by SDP Team | Jun 19, 2019 | budget
Filling up the gas tank can be a thoroughly miserable experience as you watch the counter flip past $40, then $50, and keep on going.But you can save money on gas based on where you fill up, how you pay, when you visit the gas station, how you drive and even the...
by SDP Team | Jun 19, 2019 | budget
Life is expensive and learning how to live cheap doesn’t get any better. Actually, it gets more and more expensive every single year. Here’s a good example: Buy a bottled water at the store and you’ll easily pay $2.50. That’s $2.50 for just...
by SDP Team | Jun 19, 2019 | budget
A windfall from a loved one can be both rewarding and complicated.Inheriting wealth can be a burden and a blessing. Even if you have an inclination that a family member may remember you in their last will and testament, there are many facets to the process of...
