FINANCIAL LEARNING
What the Happiest Retirees Have in Common
The happiest retirees have learned this lesson It’s all the rage now. You’re supposed to find, follow and live your passion. I’m one of those who...
Contributing to an IRA May Provide Tax Benefits
With the tax filing deadline approaching, have you considered contributing to an Individual Retirement Arrangement (IRA)? IRAs are one of the most...
Watch Out for These 2017 Tax Scams
Tax season is in full swing… and tax scams are everywhere. How can you can tell if a crook is claiming to be the I.R.S. in an effort to steal your...
The Many Benefits of a Roth IRA
Why do so many people choose it rather than a traditional IRA? The Roth IRA changed the whole retirement savings perspective. Since its...
Are You Insured?
Too many Americans have no life insurance. Their loved ones may pay dearly for that choice. According to a recent Bankrate survey, 42% of Americans...
April 18, 2017 Deadline for 2016 IRA Contributions
2016 may be over, but you can still make your 2016 IRA contribution! Your deadline is April 18, 2017.1 You can put up to $5,500 into your IRA for...
The Reasons for a Roth Solo 401(k)
Here is a way for a solopreneur to save much more for retirement. Self-employed? Seeking to ramp up your retirement savings? You should look at the...
Will There Be Fewer Retirement Planners in the Future?
A new fiduciary rule could potentially reduce the number of such advisors. Today, many people claim to offer retirement planning. In the near...
Avoid These 5 Estate Planning Errors
Don't drop the ball when planning your estate People work hard throughout their lives to provide for their families, but many make serious errors in...
Social Security: Myths vs. Facts
Dispelling some misperceptions about the program. Some myths & misperceptions keep circulating about Social Security. These are worth...
5 Ways Emotion Can Lead to Bad Financial Decisions
Have you ever purchased anything on the spur of the moment (such as a dress or pair of shoes) and when you got the item home, you realized you...
How Much Home Can You Afford?
That depends on a number of factors. Check on them to see if you are ready to buy. Does buying a home make sense for you financially? It may or may...
An Estate Planning Checklist
What to check (and double-check) before you leave this world. Create a will if you do not yet have one. A valid will may save your heirs from some...
Using an IRA Trust
What is it? What kind of benefit could it provide? Seemingly everyone has heard of an IRA, but few people know about IRA trusts. Perhaps more people...
Why Taking a Road Trip Can Be Good for Entrepreneurs
How Traveling More Can Help Hone The Skills Needed To Be A Successful Entrepreneur Road trips usually start with a bold and outlandish idea, which...
Surprising Characteristics of the Millionaires Next Door
The habits and values of wealthy Americans. Just how many millionaires does America have? By the latest estimation of Spectrem Group, a research...
Why Wealthy Families Practice Tax Loss Harvesting
How The Wealthy Harvest Losses For Gain As part of investing and advising and reviewing, family offices routinely look for ways to optimize their...
Is the Fiduciary Standard a Plus for Investors?
Will it make a difference in the quality of the advice they receive? In 2017, the Department of Labor is scheduled to introduce new rules regarding...
Your diagnosis is not good…” 5 things dentists should do when diagnosed with a disability
Your diagnosis is not good…” 5 things dentists should do when diagnosed with a disability No dentist wants to face a disability. But should the...
Moving Into a Nursing Home Facility
What you and your loved ones need to know. At some point, someone you love may make the transition from living at home to residing at an...
Mind Over Money
Emotion often drives our financial decisions, even when logic should. When we go to the grocery store, we seldom shop on logic alone. We may not...
Planning Your Financial Future in Uncertain Times
It’s easy to feel elated by rising markets or discouraged by a sudden drop in prices. But what about erratic peaks and valleys? Rising waters may...
4 Year-End Tax-Savings Tips for SBOs
Four Year-End Tax Saving And Smart Planning Tips For Small Business Owners Your business is on track for another year of double-digit growth, and...
A Few Quick Steps for Improving Your Personal Finances
There are very few things that people delay more than taking steps to improve their finances. It’s cliché, but I frequently compare getting...
Hybrid Insurance Products with Long-Term Care Riders
With the cost of long-term care insurance rising, they are gaining attention. Could these products answer a financial dilemma? Many high net worth...
Do You Fear Spending Money in Retirement?
How to Prevent Fear of Spending From Spoiling Your Retirement If you've got enough dollars, resist "spendaphobia." Much of the advice on managing...
When Should I Take My RMD?
A common question we get every year is, “When should I take my RMD?” Those of you who will be 70 ½ this year will have to take your first “RMD”....
Financial Planning in Plain English: Addressing Common Financial Jargon
Every industry has its jargon. Those terms for people “in the know” that sometimes help streamline conversations. Here are a few important terms...
Do Our Attitudes About Money Help or Hurt Us?
We may need to change them to better our financial prospects. Our relationship with money is complex & emotional. When we pay a bill, go to the...
Business Succession Planning
An Owner's Guide To Creating A Business Succession Plan An exit strategy is how entrepreneurs and investors transfer ownership of their business to...