by SDP Team | Nov 18, 2016 | Retirement
If you’re relying blindly on hallowed personal finance averages—planning for 40 years of work, saving 15 percent of salary—you could be in for a rocky retirement. Retirement advice is made to be tailored to our needs and the times. People often sit down to...
by SDP Team | Nov 16, 2016 | Uncategorized
Plan to create a pool of healthcare dollars that you can use when the time comes. How will you pay for long-term care? At the moment, you may not be able to answer that question – but long-term care insurance can provide an answer for you. Why are baby boomers opting...
by SDP Team | Nov 15, 2016 | Financial Planning
The two should not be confused. What is risk? To the conservative investor, risk is a negative. To the opportunistic investor, risk is a factor to tolerate and accept. Whatever the perception of risk, it should not be confused with volatility. That confusion occurs...
by SDP Team | Nov 15, 2016 | Financial Planning
We may see some volatility, but equilibrium could quickly be restored. What will happen on Wall Street after November 8? We can shrug and say, “who knows,” and that simple answer may be as good as any other. Trying to predict which way the market will go is difficult,...
by SDP Team | Nov 15, 2016 | 401(k)
Most Americans aren’t saving enough for retirement — and worse, many are off to a late start. Since 2011, the annual percentage of U.S. workers with less than $1,000 in savings and investments for retirement has ranged from 26% to 36%. These low savings levels...
