by SDP Team | Nov 15, 2016 | 401(k)
Most Americans aren’t saving enough for retirement — and worse, many are off to a late start. Since 2011, the annual percentage of U.S. workers with less than $1,000 in savings and investments for retirement has ranged from 26% to 36%. These low savings levels...
by SDP Team | Oct 21, 2016 | Risk Management
Some costs could rise, fall or even disappear. Your retirement may seem near at hand or far away, but one thing is certain: your future will differ from your present. Financially, that fact is worth remembering. Some of the costs you have paid regularly all these...
by SDP Team | Oct 19, 2016 | Estate Planning
Death is not something people want to talk about. And that is probably one of the reasons so many people do not have an estate plan, or even a will. As unpleasant is it may be to think about being mortal, planners say it is imperative to protect your family and your...
by SDP Team | Oct 7, 2016 | IRA
Tame yearly inflation means very little change. Over the past 12 months, consumer prices have increased very little. The latest Consumer Price Index (September) shows 0.0% yearly inflation and only 1.9% core yearly inflation. That means no cost-of-living adjustment...
by SDP Team | Oct 5, 2016 | Social Security
With the recent changes (April 2016) in some of the rules for drawing Social Security, a lot of good plans for retirement income have been dashed on the rocks of new regulations! Just a year ago it was possible for a spouse to retire and suspend his or her benefits...
