by SDP Team | Dec 23, 2016 | IRA
Without such strategies, they can risk going through their savings too fast. Every day, articles appear urging people to save for retirement. These articles are so prevalent that it may seem like retirement planning is entirely about getting people to save. Actually,...
by SDP Team | Dec 16, 2016 | Financial Planning
Financially speaking, what do some households do right? Why do some households tread water financially while others make progress? Does it come down to habits? Sometimes the difference starts there. A household that prioritizes paying itself first may end up in much...
by SDP Team | Dec 14, 2016 | Financial Planning
These spending and investing precepts may encourage its longevity. All retirees want their money to last a lifetime. There is no guarantee it will, but, in pursuit of that goal, households may want to adopt a couple of spending and investing precepts. One precept:...
by SDP Team | Nov 23, 2016 | Social Security
The answer depends on your income. Your Social Security income could be taxed. That may seem unfair, or unfathomable. Regardless of how you feel about it, it is a possibility. Seniors have had to contend with this possibility since 1984. Social Security benefits...
by SDP Team | Nov 18, 2016 | Retirement
If you’re relying blindly on hallowed personal finance averages—planning for 40 years of work, saving 15 percent of salary—you could be in for a rocky retirement. Retirement advice is made to be tailored to our needs and the times. People often sit down to...