Deciding When To Start Retirement Benefits

Deciding When To Start Retirement Benefits

SOCIAL SECURITY ADMINISTRATION Choosing when to start receiving retirement benefits is a personal decision. If you choose to retire and begin receiving benefits when you reach your full retirement age, you’ll receive your full benefit amount. We will reduce your...
Planning For Retirement

Planning For Retirement

SOCIAL SECURITY ADMINISTRATION Planning is the key to creating your best retirement. You’ll need to plan and save for years to achieve your retirement goals. While many factors affect retirement planning, we want you to understand what Social Security can mean to you...
How Retirement Benefits Work

How Retirement Benefits Work

SOCIAL SECURITY ADMINISTRATION Social Security replaces a percentage of your pre-retirement income based on your lifetime earnings. The portion of your pre-retirement wages that Social Security replaces is based on your highest 35 years of earnings and varies...
Retirement Wellness

Retirement Wellness

Retirement Wellness Staying healthy could save you some money. How healthy a retirement do you think you will have? If you can stay active as a senior and curb or avoid certain habits, you could potentially reduce one type of retirement expense.     Each year,...
Debunking Common Retirement Assumptions

Debunking Common Retirement Assumptions

Debunking Common Retirement Assumptions Don’t fall for these misconceptions. Financial generalizations are as old as time. Some have been around for decades, while others have only recently joined their ranks. Let’s examine a few. Retirement means I can stop...
Are You Retiring Within the Next 5 Years?

Are You Retiring Within the Next 5 Years?

You can prepare for your retirement transition years before it occurs. In doing so, you can do your best to avoid the kind of financial surprises that tend to upset an unsuspecting new retiree.   How much monthly income will you need?Look at your monthly expenses and...