The SDP Team does more than Qualified Opportunity Zone planning!
We pride ourselves on high competency using sophisticated strategies, partnering with Cantor Fitzgerald on strategies like qualified opportunity zones (QOZ). However…
We Serve Beyond The Average Plan
We serve a wide variety of client families that also benefit with simple strategies. Many times “putting it all together” and defining goals and outcomes helps immensely! Accomplishing that requires focusing on the client’s future goals NOT focusing on the products.
We are well versed in all things financial:
- Comprehensive financial planning and financial coaching,
- Retirement planning and qualified plans,
- Investments of all types (stocks, bonds, mutual funds etc.,)
- Cash flow and budgeting,
- Life / disability, long-term care insurance…
but we put outcomes first through planning so all of it fits together.
At SDP, we’re your guide through the uncertainies of financial planning.
Enhancing client outcomes through tax efficiency.
Even though your client may not need a QOZ strategy, the SDP Team takes the time to help discover other simple ways to mitigate taxes and create efficiencies!
We believe a strong relationship between the CPA / tax professional and the financial planner offering integrated financial services enhances client outcomes, and generally greater tax efficiency.
CPAs and tax professionals working with the SDP Team can expect:
Focus on Long-Term Relationship Building:
In our experience, CPAs and tax professionals value partnerships with independent financial planners who prioritize client satisfaction and long-term relationships leading to sustained collaboration and mutual client referrals.
Coordination on Tax-Related Strategies:
Financial planners who incorporate tax efficiency and understand tax mitigation strategies are ideal, allowing the CPA and planner to work cohesively on tax and financial planning.
Trust and Ethical Standards:
A financial planner acting as a fiduciary, with a reputation for integrity and adherence to high ethical standards is critical. CPAs want to partner with someone who maintains the same level of trustworthiness.
Credentialed and Experienced Professionals:
CPAs often prefer financial planners with recognized certifications (e.g., CFP, CFA) and relevant experience, as these signal competence and credibility.
Aligned Client-Centered Approach:
They seek financial planners who share a similar philosophy around serving clients’ best interests, with a focus on comprehensive, customized planning.
Complementary Expertise:
Accountants value financial planners who bring knowledge in areas like investment planning, retirement, insurance, and estate planning to offer clients a complete financial picture.
Strong Communication and Transparency:
Clear communication is key. CPAs appreciate planners who can explain their strategies in understandable terms and who are open about fees, processes, and services.
Efficient Processes and Technology Integration:
Having systems in place for secure data sharing and efficient workflow coordination helps ensure seamless service for clients.
Wealth Management Plan
At Slate, Disharoon, Parrish & Associates, LLC, we know that you want to be confident and secure about your financial future. In order to do that, you need a clear and personalized financial strategy that ensures long-term success.
The problem is navigating complex investment and retirement options on your own makes you feel overwhelmed and unsure if you’re making the right financial decisions.
Our plan provides you with not only a path but a team to guide you through questionable times and help you make educated decisions at the crossroads that matter most.
The SDP Plan
Simple – Purposeful – Connected
FREE CONSULT
Schedule a free consultation where we learn about your goals and current financial situation.
YOUR PLAN
Receive a personalized financial plan designed to help you manage investments, reduce risk, and grow your wealth.
Implement & Track
Through connecting points we implement and adjust over time to ensure your financial future remains on track.
Higher Net Worth
Households that use a financial advisor have approximately 2.7 times more assets than those that manage their finances independently, as found in a Vanguard study.
Better Savings Habits
Individuals who work with a financial planner save nearly 3 times more for retirement than those who don’t, according to a Northwestern Mutual study.
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Increased Confidence
85% of people with a financial plan feel more confident about their financial situation, compared to just 28% of those without one, according to a Schwab survey.
Your Financial Path & Your Guide
CLICK THE + TO TOGGLE OPEN
Financial Planning
Our team offers significant advantages by providing personalized guidance and support tailored to your unique financial situation. They bring an in-depth understanding of the local economy, tax laws, and investment opportunities, which allows them to offer relevant, strategic advice.
With a hands-on approach, they can regularly monitor your progress, make timely adjustments to your financial plans, and help you navigate complex decisions with confidence.
The face-to-face interactions and local presence also foster a strong relationship, ensuring your financial goals are aligned with your long-term vision.
Objectivity
We provides objective guidance, helping you make unbiased decisions that are in your best interest. Their professional detachment allows them to assess your financial situation clearly, without the influence of emotions or personal biases that might affect your judgment. This objectivity enables them to offer honest advice, spot potential pitfalls, and identify opportunities that you may have overlooked. By focusing on your long-term financial goals rather than short-term market fluctuations, they help you stay on track and make sound strategic choices.
Investments
SDP has a long history in investments brings a wealth of experience and insights to managing your financial plans and strategies. Their deep knowledge of market trends, economic cycles, and investment options enables them to craft tailored strategies that align with your goals.
Drawing on years of expertise, they can anticipate potential challenges and opportunities, offering seasoned advice to help you make informed decisions.
Their established track record also fosters trust, providing reassurance that your financial future is guided by professionals who understand the intricacies of investing and have a proven history of delivering results.
Mitigating Taxes
Our financial planning team plays a crucial role in mitigating taxes as part of your overall financial strategy.
Their familiarity with local tax laws and regulations allows them to identify tax-saving opportunities and implement strategies that minimize your tax burden.
By integrating tax planning into your financial goals, they help you optimize investment choices, retirement plans, and estate strategies, ensuring you keep more of your hard-earned money.
Their proactive approach to tax management not only helps you comply with current laws but also positions you to take advantage of future tax-saving opportunities.
Estate Planning & Beneficiary Assistance
We provides valuable support with estate planning and beneficiary assistance, ensuring your wealth is transferred according to your wishes.
Their expertise in local laws and regulations allows them to craft personalized strategies that protect your assets and reduce potential estate taxes.
They guide you through setting up wills, trusts, and other legal documents, making sure all details are in place to safeguard your legacy.
Additionally, they assist in updating beneficiary designations and coordinating with legal professionals, ensuring your estate plan remains current and aligned with your financial goals.
YOUR TEAM:
Rick Disharoon
(865) 357-7372
rick@sdp-planning.com
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Will Parrish
(865) 357-7373
will@sdp-planning.com
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Craig Fowler
(865) 357-7370
craig@sdp-planning.com
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LICENSE DISCLOSURE
Investment Advisory Services offered through Investment Advisor Representatives of Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA (www. finra.org) and SIPC (www.sipc.com), to residents of: AL, AR, AZ, CA, CO, DC, FL, GA, HI, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MS, NC, NE, NM, NJ, NY, NV, OH, NY, PA, SC, TN, TX, VA, VT, WA, WI, WV, WY. Cambridge and Slate, Disharoon, Parrish & Associates, LLC are not affiliated.
A broker-dealer, investment advisor, BD agent, or IA representative may only transact business in a state if first registered appropriately. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements. For information concerning the licensing status or disciplinary history of a broker-dealer, investment adviser, BD agent, or IA representative, a consumer should contact his or her state securities law administrator.
Cambridge does not provide tax advice. Check out the background of firms and investment professionals on FINRA’s BrokerCheck.